Critical Illness, Accident, and Hospital Indemnity Insurance

Accident Insurance through Prudential

An accident plan compliments your medical plan, paying a lump-sum – in addition to any other coverage – directly to you. You can use the funds in any way you choose – like help with out-of-pocket medical and non-medical costs, or even everyday living expenses, like paying rent or ordering takeout – to make recovery easier. This benefit covers a variety of injuries and medical services that may result from an accident including, but not limited to:

• Fractures and Dislocations
• Burns
• Lacerations
• Emergency Room Visits
• Medical Appliances (like crutches)
• Physical Therapy

Critical Illness Insurance through Prudential

Critical Illness Insurance provides a financial cushion in addition to what your other insurance might cover. You can choose coverage for yourself as well as eligible dependents. If you are diagnosed with a covered condition, you’ll receive a lump-sum payment that you can use however you choose – like to help pay for medical costs not covered by traditional insurance or for non-medical costs like transportation, groceries, and food delivery services. Covered conditions include:

• Alzheimer's Disease
• Cancer
• Coma
• Heart Attack
• Infectious Disease benefit (includes Covid-19)
• Major Organ Failure
• Paralysis
• Renal (Kidney) Failure
• Stroke

Hospital Indemnity Insurance through Prudential

Indemnity Insurance compliments your existing medical plan to provide a financial cushion in the event of hospitalization. You can choose coverage for yourself as well as eligible dependents. When you enroll, you’re guaranteed coverage, regardless of your health, and you can take your coverage with you if you change jobs or retire. If you need to make a claim, you may receive a lump-sum payment that can be used however you choose – like to help medical costs not covered by traditional insurance or for non-medical costs like transportation, groceries, and food delivery services. Hospital Indemnity Insurance pays you for a variety of medical services received including, but not limited to:

• Hospital Admissions
• Daily In-Hospital Stays
• Intensive Care Unit Admission
• Daily Hospital Intensive care Unit Stays
• Mental Illness/Nervous Disorder Facility Care Benefit