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Medical and Prescription Plans

Watch Fidelity Viewpoints video: “Make Informed Health Plan Choices”

Medical Health Insurance

It’s important to recognize that not everyone needs the same amount of care. So, Waters provides you with some options for different situations. You’ll have a choice of three Aetna health plans:

  • The HDHP Base $3,000/$6,000 Plan with an HSA or HRA
  • The HDHP Buy Up $2,000/$4,000 Plan with an HSA or HRA
  • The Copay Plan

With Aetna’s commitment to the health and wellbeing of the Waters family, you’ll have access to:

  • Aetna’s concierge health advocates
  • industry-leading technology that can help you navigate the complex world of health care
  • and help managing the best care for you and your family.

Additionally, both the HDHP Buy Up $2,000/$4,000 plan and the HDHP Base $3,000/$6,000 plan come with the option for you to contribute to a pre-tax account, called a Health Savings Account, or HSA, to help pay for out-of-pocket qualified medical expenses.

All three plans have the same network, "Aetna Open Access Choice POS II," same list of eligible covered expenses, and cover most in-network preventive care at 100%.

To view a full listing of medical plans offered to you from Waters, please see the Benefits Guide.

 

 

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This microsite is only a summary of the programs available to Waters’ U.S. employees. For additional information, including the official plan documents, summary plan descriptions (SPDs), certificates of coverage, insurance policies, Summary of Benefits and Coverages (SBCs), etc., please find those linked throughout this microsite in each application section. In the event of a conflict between this microsite and the official plan documents or insurance contracts, the official plan documents and insurance contracts will govern in all cases.

Investing involves risk, including risk of loss.

This document provides only a summary of the main features of the plans, and the plan documents will govern in the event of any discrepancies.

The Fidelity® HSA® Debit Card is issued by PNC Bank, N.A., and the debit card program is administered by BNY Mellon Investment Servicing Trust Company. These entities are not affiliated with each other, and Fidelity is not affiliated with PNC Bank or BNY Mellon. Visa is a registered trademark of Visa International Service Association, and is used by PNC Bank pursuant to a license from Visa U.S.A. Inc.

Fidelity retail products and services are offered separately from your employer-sponsored retirement plan.

The third parties mentioned herein and Fidelity Investments are independent entities and are not legally affiliated.

The third-party trademarks and service marks appearing herein are the property of their respective owners.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

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